Our approach | HJP Chartered Financial Planners (2024)

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Our Practice Approach

Our approach starts with you and the plans for your future. At our first meeting we will explain our full range of services in detail and set out some options for you. We will describe the next steps and our fees.

We'll ask you to consider, for example; where are you now, where do you want to be, when do you want to get there, how important is it to you, why is it important to you, what financial arrangements do you already have in place and how are these helping you now and towards your future?

Then we'll create your personal HJP financial plan. When you are ready, we’ll meet again.

We pride ourselves on blending a traditional personal service, whilst applying the very latest, tried and tested technology to develop your bespoke plan. The plan will answer three simple questions:

  • Will you be alright?
  • Can you afford to…?
  • What happens if…?

If you’d like to know more please contact us.

Client Viewpoint Survey Results - 2021

Testimonials

Item 1 of 15

Mike is very personable, attentive and provides comprehensive financial information and advice. The clarity of information and advice is the best that we have experienced.

R.W

We have been with our adviser, Davy, for a number of years and still value his trustworthy advice. He gives that advice at a level that is appropriate to the client, whether in person, or via email or letter. It is because of his advice that our investments have performed well. We see him once ...

Andrew Smallbone, Retired, Bristol

You should remember that past performance refers to the past and it is not reliable indicator of future results.

My financial security in retirement has been largely thanks to Davy's helpful advice. I have found him to be friendly, knowledgeable and trustworthy in all his dealings with me. He has always made himself available whenever needed and I can recommend him with complete confidence.

Angus Henderson, Cranleigh

Since my first meeting with Mike I've been impressed by his knowledge and professionalism. He uses simple language and makes sure to always understand my opinions. I'm more than happy to recommend him to my friends and work colleagues.

Ben

I have been a client of HJP in Dorking for many years and more recently of St. James's Place. The advice I have received has always stood the test of time, my investments have increased in value, and I have been very happy with the level of service that has been provided. I have already recomme...

C.J Owens, Dental Hygienist, Oxford

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Greg and his team gained my trust from the first time we met and he has always proved to be a supportive and effective adviser. I would, and do, recommend them to anyone. I have been guided through the world of finance and am happy that my money is safe in their hands, and I always feel my best...

Fiona Goldsmith, Nurse

Yvonne is approachable and friendly. She is clear in explaining options and answering questions. Over a number of years, through changing times, and my changing circumstances, she has served my interests very well.

Helen, Worcester

I have been a client of HJP for well over 10 years and have been very happy with the service and support which I have received. When I needed money for my daughter's wedding (she and her husband are both clients too) I was able to get it; and, at least as important, my personal pension fund hel...

J. P. Scrafton, Legal & Valuation Consultant, London

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Greg has done an excellent job in explaining to me in clear terms the current status of my pension assets as well as the options available to me in the future, in order to plan for a successful retirement. The annual meetings are a great way for me to watch the progress of the investments and b...

Ken Clarke, Internal Audit Manager, Weybridge

Yvonne has helped us with our financial planning over many years. She is very conscientious and has always put our interests first by giving us sound advice. She is totally trustworthy, extremely friendly and her service and support has been exemplary. We would not hesitate to recommend her to ...

Name Supplied

This testimonial is written apropos of Mike Phillips of HJP Chartered Financial Planners who we met two years ago; since when he has assumed full custodianship and care of our pre-existing investment portfolios at HJP when retirement and ‘onset semi-retirement’ respectively confronted myself an...

Peter Lyster-Todd, Concert Promoter, Weybridge, Surrey

Meetings with Michael are always very professional and yet personal to our requirements at the same time. He is very easy to talk to and always gives sound advice with options we can think about. Although Michael is very knowledgeable within the finance industry, he will spend time clearly expl...

Ronald Payne, Retired, Leigh, Surrey

Ben Moram has been fantastically knowledgeable in all manner of financial conversations and setups for us. I would highly recommend!

Steve Perry, Hampshire

I have no hesitation in recommending Davy Worsfold to anyone seeking sound financial advice and guidance. The service he has given has been second to none at all times.

W. Cruxton, Retired, Cranleigh

I have always found everyone at HJP to be really helpful, and what I find even more important reliable. I look forward to a future of them looking after my finances. Helpful, reliable and friendly. With my investments making good returns, what more could I ask for.

S.J. Poole, Retired, Guildford

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Mike is very personable, attentive and provides comprehensive financial information and advice. The clarity of information and advice is the best that we have experienced.

R.W

We have been with our adviser, Davy, for a number of years and still value his trustworthy advice. He gives that advice at a level that is appropriate to the client, whether in person, or via email or letter. It is because of his advice that our investments have performed well. We see him once ...

Andrew Smallbone, Retired, Bristol

You should remember that past performance refers to the past and it is not reliable indicator of future results.

My financial security in retirement has been largely thanks to Davy's helpful advice. I have found him to be friendly, knowledgeable and trustworthy in all his dealings with me. He has always made himself available whenever needed and I can recommend him with complete confidence.

Angus Henderson, Cranleigh

Since my first meeting with Mike I've been impressed by his knowledge and professionalism. He uses simple language and makes sure to always understand my opinions. I'm more than happy to recommend him to my friends and work colleagues.

Ben

I have been a client of HJP in Dorking for many years and more recently of St. James's Place. The advice I have received has always stood the test of time, my investments have increased in value, and I have been very happy with the level of service that has been provided. I have already recomme...

C.J Owens, Dental Hygienist, Oxford

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Greg and his team gained my trust from the first time we met and he has always proved to be a supportive and effective adviser. I would, and do, recommend them to anyone. I have been guided through the world of finance and am happy that my money is safe in their hands, and I always feel my best...

Fiona Goldsmith, Nurse

Yvonne is approachable and friendly. She is clear in explaining options and answering questions. Over a number of years, through changing times, and my changing circumstances, she has served my interests very well.

Helen, Worcester

I have been a client of HJP for well over 10 years and have been very happy with the service and support which I have received. When I needed money for my daughter's wedding (she and her husband are both clients too) I was able to get it; and, at least as important, my personal pension fund hel...

J. P. Scrafton, Legal & Valuation Consultant, London

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Greg has done an excellent job in explaining to me in clear terms the current status of my pension assets as well as the options available to me in the future, in order to plan for a successful retirement. The annual meetings are a great way for me to watch the progress of the investments and b...

Ken Clarke, Internal Audit Manager, Weybridge

Yvonne has helped us with our financial planning over many years. She is very conscientious and has always put our interests first by giving us sound advice. She is totally trustworthy, extremely friendly and her service and support has been exemplary. We would not hesitate to recommend her to ...

Name Supplied

This testimonial is written apropos of Mike Phillips of HJP Chartered Financial Planners who we met two years ago; since when he has assumed full custodianship and care of our pre-existing investment portfolios at HJP when retirement and ‘onset semi-retirement’ respectively confronted myself an...

Peter Lyster-Todd, Concert Promoter, Weybridge, Surrey

Meetings with Michael are always very professional and yet personal to our requirements at the same time. He is very easy to talk to and always gives sound advice with options we can think about. Although Michael is very knowledgeable within the finance industry, he will spend time clearly expl...

Ronald Payne, Retired, Leigh, Surrey

Ben Moram has been fantastically knowledgeable in all manner of financial conversations and setups for us. I would highly recommend!

Steve Perry, Hampshire

I have no hesitation in recommending Davy Worsfold to anyone seeking sound financial advice and guidance. The service he has given has been second to none at all times.

W. Cruxton, Retired, Cranleigh

I have always found everyone at HJP to be really helpful, and what I find even more important reliable. I look forward to a future of them looking after my finances. Helpful, reliable and friendly. With my investments making good returns, what more could I ask for.

S.J. Poole, Retired, Guildford

You should remember that past performance refers to the past and it is not reliable indicator of future results.

Mike is very personable, attentive and provides comprehensive financial information and advice. The clarity of information and advice is the best that we have experienced.

R.W

of15

As someone deeply immersed in the field of wealth management and financial planning, I can confidently speak to the intricacies mentioned in the article about HJP Chartered Financial Planners and their approach to wealth management.

The core concepts highlighted in the article include:

  1. Client-Centric Approach:

    • The firm emphasizes a personalized approach that starts with understanding the client's current financial situation and future plans.
    • The initial meeting involves a detailed explanation of the range of services, setting out options, and discussing fees.
    • Questions such as where the client is now, where they want to be, and the importance of their financial goals are key considerations.
  2. Technology Integration:

    • HJP Chartered Financial Planners prides itself on blending traditional personal service with the latest technology.
    • The firm utilizes tried and tested technology to develop bespoke financial plans.
  3. Financial Planning Questions:

    • The financial plan created by HJP Chartered Financial Planners aims to answer three fundamental questions for the client: Will you be alright? Can you afford to...? What happens if...?
  4. Testimonials and Client Feedback:

    • The article includes several client testimonials, providing firsthand accounts of positive experiences.
    • Clients appreciate the personal, attentive, and comprehensive financial information and advice received from their advisers.
  5. Past Performance Disclaimer:

    • There is a recurring disclaimer regarding past performance not being a reliable indicator of future results. This reflects a commitment to managing client expectations and highlighting the uncertainties in financial markets.
  6. Adviser Expertise and Trust:

    • Clients repeatedly express trust in their advisers, praising their knowledge, professionalism, and ability to provide clear advice.
    • The advisers are described as personable, attentive, knowledgeable, and trustworthy.
  7. Financial Security and Retirement Planning:

    • Several testimonials highlight the role of advisers in securing financial stability in retirement.
    • The advisers help clients navigate various financial options and provide support over the years.
  8. Client Recommendations:

    • Clients frequently recommend their advisers to others based on positive experiences.
    • Recommendations are based on the effectiveness, support, and trustworthiness of the advisers.

In summary, HJP Chartered Financial Planners appears to prioritize a client-focused, technology-integrated approach to wealth management. The testimonials reinforce the firm's commitment to providing personalized and trustworthy financial advice. The recurring emphasis on past performance disclaimers demonstrates a transparent communication style regarding the inherent uncertainties in the financial landscape.

Our approach | HJP Chartered Financial Planners (2024)
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